2026 Cyber Insurance Trends Report: What's Changed and What You Need to Know
Huntress survey: CIRCIA reporting mandates now live, BEC claims exceed ransomware, exfiltration-heavy attacks cost twice as much, premiums rising.
Huntress's 2026 cyber insurance trends report, based on its own survey, finds 79% of respondents carry cyber insurance while 58% report shrinking coverage over five years. New CIRCIA federal reporting mandates and EU NIS2 requirements are reshaping policies, business email compromise now drives more claims than ransomware, and data exfiltration has replaced encryption as the dominant ransomware tactic at roughly twice the cost. After three years of declining premiums, rates are climbing again, and most businesses now refuse to pay ransoms.
- CIRCIA incident-reporting requirements are now in effect for critical infrastructure
- BEC represents a larger share of insurance claims than ransomware
- Data exfiltration is now the primary ransomware tactic and is twice as expensive
- 58% of insured businesses report decreased coverage over five years
- AI-powered attacks viewed by 61% as the biggest threat to premiums
- Vendors
- Huntress
- Organizations
- CISA
- Countries
- United StatesEuropean Union
From the original article
13 min read at huntress.comNew regulations, data exfiltration tactics, and shifting premiums are reshaping cyber insurance. Our 2026 report reveals what businesses need to know now.
huntress.com
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