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Zombie Card Attack Can Revive Expired Visa Cards for Contactless Payments

UMass Amherst researchers demonstrate Zombie Card, an NFC relay attack that revives expired Visa contactless cards for in-store purchases without breaking cryptography.

Researchers at the University of Massachusetts Amherst presented the Zombie Card attack at USENIX Security 2026, showing that Visa's Kernel 3 does not cryptographically bind the Application Expiration Date (tag 5F24) the terminal reads with the Track 2 expiry seen by the issuer. By positioning an NFC man-in-the-middle relay, an attacker can rewrite the terminal-facing expiration date of an expired card and complete contactless purchases, provided the account remains open under the same PAN and the bank does not independently re-check expiry. Testing across five major US banks found three distinct policies; Visa Kernel 3 accepted the modified date, while Mastercard, American Express, and Discover kernels declined modified transactions. Findings were disclosed to Visa and affected banks in May 2025, no CVE has been assigned, and no exploitation has been reported.

The Hacker News · 27d agoResearch

Researchers find a loophole that lets expired credit cards make unauthorized payments

UMass Amherst researchers showed at USENIX Security 2026 that NFC relay attacks can rewrite unprotected expiration dates, letting expired Visa contactless cards keep making payments.

UMass Amherst researchers presented the Zombie Card attack at USENIX Security 2026, using two smartphones to relay and modify NFC payment data from expired Visa cards. The expiration date lies outside the card's digital signature coverage in Visa Kernel 3, and one major US bank accepted $1-$500 test purchases plus live $2.79 and $3.19 purchases with rewritten dates. Mastercard, American Express, and Discover rejected tampered dates; researchers notified Visa in May 2025 and no CVE or confirmed fix existed at publication.

Help Net Security · 28d agoResearch

Your Shredded Visa Card May Still Work at the Checkout

UMass Amherst researchers demonstrated expired Visa contactless cards can complete real purchases via relay attacks exploiting Visa Kernel 3's unsigned expiry date handling.

University of Massachusetts Amherst researchers presented at USENIX Security 2026 that expired Visa contactless cards can be revived for real purchases through an NFC man-in-the-middle attack on Visa's Kernel 3. The attack alters the expiry date the terminal sees (tag 5F24) while leaving the Track 2 Equivalent Data (tag 57) sent to the issuing bank unchanged, and the card's cryptographic signature does not cover the expiry date. Two Android phones emulating card and terminal relayed transactions within Visa's 500-millisecond limit. Mastercard, American Express, and Discover kernels blocked the attack, while Visa Kernel 3 did not; researchers also modified the Consumer Device Cardholder Verification Method flag at five US banks, and attackers can also exploit Terminal Verification Results zero-filling. Visa was notified in May 2025 and December 2025; no CVE has been assigned.

Security Affairs · 26d agoResearch

Risky Bulletin: Expired cards can be used for new transactions

Researchers show expired Visa contactless cards can be revived via NFC man-in-the-middle relay to run fraudulent transactions; roundup also covers major breaches.

University of Massachusetts Amherst researchers built an NFC man-in-the-middle rig that updates a card's expiration date in transit and relays the modified payment to POS terminals, reviving expired contactless cards; Visa terminals and the backends of all five banks studied failed to catch the manipulation. The same roundup reports Iranian hackers shut down a small UK power plant for four days, Lazarus breached South Korea's Presidential Office as part of a campaign exceeding 100 victims, and French telecom SFR suffered a breach affecting over 2.1 million customers.

Risky Business News · 24d agoResearch1

Your Expired Visa Card Could Be ‘Zombified’ to Make Contactless Payments

Roundup: expired Visa cards can be revived for contactless payments via NFC relay; plus Apple spyware warnings and Ukraine cyberattacks on Russian e-commerce.

WIRED's weekly security roundup leads with research showing expired Visa contactless cards can be revived to make new payments through an NFC man-in-the-middle attack that alters the card's expiration date. The roundup also covers Apple sending an unprecedented volume of spyware warnings to users and Ukrainian cyber and drone attacks against a major Russian e-commerce company.

WIRED · Security · 25d agoResearch

New GPUThor Rowhammer Defeats ECC on NVIDIA RTX A6000 to Gain Host Root Access

University of Toronto researchers present GPUThor, a Rowhammer attack that defeats ECC on NVIDIA RTX A4000-A6000 GDDR6 GPUs and achieves host root access.

GPUThor uses non-uniform hammering to bypass Target Row Refresh and overcome SECDED ECC on NVIDIA Ampere workstation GPUs with GDDR6 memory, inducing 72,000 to 377,552 bit flips per gigabyte across RTX A6000, A5000, A4500, and A4000 cards. Triple-bit silent data corruption enables host privilege escalation to root with the IOMMU enabled, reusing GPUBreach page-table corruption techniques, and double-bit DUEs allow escalation when the IOMMU is disabled during a ~10 ms lazy-service window. The attack cut end-to-end escalation time on the A6000 from 21.9 hours to 1.1 minutes. Reported to NVIDIA, Google, Microsoft, and AWS on April 29, 2026; findings were embargoed until August 25, 2026, and no CVE identifier was assigned.

The Hacker News · 8d agoResearch1

The Year in Web Threats: Web Skimmers Take Advantage of Cloud Hosting and More

Unit 42 analyzed 2.24 million web threat incidents, finding web skimmers increasingly hosted on cloud infrastructure to steal payment card data.

Palo Alto Unit 42 analyzed 2,241,354 web threat incidents and 831,550 unique URLs detected via Advanced URL Filtering between October 2020 and September 2021. Threat activity peaked from October 2020 to January 2021, coinciding with the holiday shopping season, with most malicious domains geolocated to the United States, Russia, and Germany. Web skimmers ranked third among the top five threat classes and showed the most code diversity, making detection harder. Researchers observed more web skimmer families being hosted on cloud platforms to steal payment data and PII.

Palo Alto Unit 42 · Aug 17, 2026Research

Getting a stranger’s phone kicked off the cellular network costs a few dollars

Researchers show attackers can remotely block strangers' phones and alarm gateways on US cellular networks by abusing lost/stolen IMEI reporting for $2.50-$4 per device.

Researchers from Michigan State University and three partner schools found six weaknesses in the lost/stolen device reporting ecosystem spanning devices, carrier systems, and cross-carrier block-list sharing. They demonstrated blocking unopened Samsung Galaxy Z Fold 7 phones and home alarm gateways on three major US carriers, with each block costing $2.50-$4 and taking roughly 20-80 seconds. The attacks exploit thin identity and ownership checks in prepaid accounts, IMEI leakage from vulnerable cellular chipsets used by two vendors with over 40% global market share, and pre-release IMEI databases purchasable for $600. Victims receive no notification, and restoring service requires proving device ownership to the carrier.

Help Net Security · 6d agoResearch

Identity-as-a-Service: Uncovering Dark Web Marketplaces Trading Executive SSNs

Rapid7 research uncovered dark web marketplaces trading executive Social Security numbers, fueling synthetic identity fraud and unauthorized lines of credit.

Rapid7 threat research documents dark web marketplaces where stolen executive Social Security numbers are bought and sold, a tier of the cybercrime ecosystem more durable than stolen payment cards because SSNs cannot be deactivated. Exposed SSNs enable unauthorized credit lines, synthetic identity fraud, and long-term impersonation. The article cites FTC statistics of over 1 million identity theft reports annually, with related fraud and imposter scams causing billions in losses each year.

Rapid7 Blog · 20d agoResearch

Trends in Web Threats: Old Web Skimmer Still Active Today

Unit 42 detected 577,000 landing URL incidents in Q1 2022, with an old web skimmer family still actively stealing payment card data.

Palo Alto Unit 42 detected 577,275 landing URL incidents (116,643 unique) and 2,043,862 malicious host URL incidents (180,370 unique) between January and March 2022. Web threat volumes declined after the November 2021 holiday peak, but an old web skimmer family remained active. Business and economy sites overtook personal sites as the most common apparently benign entry points. Most malicious domains geolocated to the United States, Germany, and Russia, though proxy servers and VPNs obscure true locations.

Palo Alto Unit 42 · Aug 17, 2026Research