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Zombie Card Attack Can Revive Expired Visa Cards for Contactless Payments

UMass Amherst researchers demonstrate Zombie Card, an NFC relay attack that revives expired Visa contactless cards for in-store purchases without breaking cryptography.

Researchers at the University of Massachusetts Amherst presented the Zombie Card attack at USENIX Security 2026, showing that Visa's Kernel 3 does not cryptographically bind the Application Expiration Date (tag 5F24) the terminal reads with the Track 2 expiry seen by the issuer. By positioning an NFC man-in-the-middle relay, an attacker can rewrite the terminal-facing expiration date of an expired card and complete contactless purchases, provided the account remains open under the same PAN and the bank does not independently re-check expiry. Testing across five major US banks found three distinct policies; Visa Kernel 3 accepted the modified date, while Mastercard, American Express, and Discover kernels declined modified transactions. Findings were disclosed to Visa and affected banks in May 2025, no CVE has been assigned, and no exploitation has been reported.

The Hacker News · 27d agoResearch

Your Shredded Visa Card May Still Work at the Checkout

UMass Amherst researchers demonstrated expired Visa contactless cards can complete real purchases via relay attacks exploiting Visa Kernel 3's unsigned expiry date handling.

University of Massachusetts Amherst researchers presented at USENIX Security 2026 that expired Visa contactless cards can be revived for real purchases through an NFC man-in-the-middle attack on Visa's Kernel 3. The attack alters the expiry date the terminal sees (tag 5F24) while leaving the Track 2 Equivalent Data (tag 57) sent to the issuing bank unchanged, and the card's cryptographic signature does not cover the expiry date. Two Android phones emulating card and terminal relayed transactions within Visa's 500-millisecond limit. Mastercard, American Express, and Discover kernels blocked the attack, while Visa Kernel 3 did not; researchers also modified the Consumer Device Cardholder Verification Method flag at five US banks, and attackers can also exploit Terminal Verification Results zero-filling. Visa was notified in May 2025 and December 2025; no CVE has been assigned.

Security Affairs · 26d agoResearch

Your Expired Visa Card Could Be ‘Zombified’ to Make Contactless Payments

Roundup: expired Visa cards can be revived for contactless payments via NFC relay; plus Apple spyware warnings and Ukraine cyberattacks on Russian e-commerce.

WIRED's weekly security roundup leads with research showing expired Visa contactless cards can be revived to make new payments through an NFC man-in-the-middle attack that alters the card's expiration date. The roundup also covers Apple sending an unprecedented volume of spyware warnings to users and Ukrainian cyber and drone attacks against a major Russian e-commerce company.

WIRED · Security · 25d agoResearch

Researchers find a loophole that lets expired credit cards make unauthorized payments

UMass Amherst researchers showed at USENIX Security 2026 that NFC relay attacks can rewrite unprotected expiration dates, letting expired Visa contactless cards keep making payments.

UMass Amherst researchers presented the Zombie Card attack at USENIX Security 2026, using two smartphones to relay and modify NFC payment data from expired Visa cards. The expiration date lies outside the card's digital signature coverage in Visa Kernel 3, and one major US bank accepted $1-$500 test purchases plus live $2.79 and $3.19 purchases with rewritten dates. Mastercard, American Express, and Discover rejected tampered dates; researchers notified Visa in May 2025 and no CVE or confirmed fix existed at publication.

Help Net Security · 28d agoResearch

Risky Bulletin: Expired cards can be used for new transactions

Researchers show expired Visa contactless cards can be revived via NFC man-in-the-middle relay to run fraudulent transactions; roundup also covers major breaches.

University of Massachusetts Amherst researchers built an NFC man-in-the-middle rig that updates a card's expiration date in transit and relays the modified payment to POS terminals, reviving expired contactless cards; Visa terminals and the backends of all five banks studied failed to catch the manipulation. The same roundup reports Iranian hackers shut down a small UK power plant for four days, Lazarus breached South Korea's Presidential Office as part of a campaign exceeding 100 victims, and French telecom SFR suffered a breach affecting over 2.1 million customers.

Risky Business News · 23d agoResearch1

⚡ Weekly Recap: AI-Powered PLC Attacks, GitLab Attacks, Stripe Key Leaks and More

US agencies warn of AI-assisted attacks on exposed Siemens PLCs; the week also saw GitLab CVE-2026-19478 exploited and trojanized npm packages found.

The weekly recap leads with a US government warning that threat actors use AI-generated scripts and Censys/ZoomEye scanning to attack internet-exposed Siemens S7 PLCs in water, energy and manufacturing, calling it an active threat. Other stories include active exploitation of GitLab CVE-2026-19478 (CVSS 9.4, unauthenticated project rewriting), 14 trojanized npm packages delivering the RedC2 4.0 Linux backdoor, and the Zombie Card attack that revives expired Visa cards for contactless payment fraud. It also covers suspected Russian clusters UNC6293, UNC7005 and UNC5976 phishing campaigns, a faster Cloudflare Workers Spectre JWT leak, and a bespoke Cl0p JSP web shell deployed after exploiting PTC Windchill flaws.

The Hacker News · 19d agoThreat actor in the wildCVE-2026-194781

Tajin Group: Guarantee Marketplace Vendor Involved in Phishing and Chinese Money Laundering Group

Recorded Future details Tajin Group, a Chinese-speaking vendor on Telegram guarantee marketplaces running phishing, carding, and money laundering operations targeting Chinese banks.

Insikt Group analyzed Tajin Group, a Chinese-speaking threat actor operating on Telegram-based guarantee marketplaces Dabai Guarantee and, since May 2026, Xinbi Guarantee. The group conducts phishing, payment card theft, and money laundering targeting mainland Chinese citizens and banks, testing stolen cards from twelve countries on platforms like CCAvenue and Geidea. Operators bought and sold at least 100 Telegram usernames and anonymous virtual numbers via Fragment Market to strengthen OPSEC, linking multiple usernames to single Telegram accounts. Recorded Future warns Tajin Group's TTPs are likely to be replicated by other vendors on Chinese-language guarantee marketplaces at global scale.

Recorded Future · 2d agoThreat actor

Microsoft Teams is about to make QR code phishing much harder

Microsoft Teams will obscure QR codes from external senders starting October 2026, adding friction against QR-code phishing across Android, desktop, iOS, and Mac.

Microsoft 365 Roadmap entry 570439 describes a Teams feature that obscures images containing QR codes sent by external users, requiring users to reveal them before viewing or scanning. Rollout is expected to begin in October 2026 for Android, desktop, iOS, and Mac. The feature aims to reduce QR code phishing risk, which NordVPN says has redirected more than 26 million users to malicious websites, with 73% of Americans scanning codes without verifying destinations.

Help Net Security · 13d agoTools1

H1 2026 Malware Vulnerability Trends

Recorded Future's H1 2026 report finds 215 actively exploited CVEs, RAT dominance, NFC payment fraud, and AI-augmented but not autonomous tradecraft.

Recorded Future's Insikt Group identified 215 actively exploited CVEs in H1 2026, up 34% from 161 in H1 2025, with the most impactful flaws combining network reachability, no authentication, and code execution. AsyncRAT was the top malware family, with AsyncRAT, Cobalt Strike, XWorm, Stealc, and REMCOS remaining top-ten staples; Android NFC malware like NFCShare and NGate enabled payment card theft and ATM cash-outs. AI-enabled attacks remained additive to established tradecraft, concentrated in Levels 1-3 of Recorded Future's AIM3 maturity model, with AI-assisted vulnerability research (e.g., Claude Mythos fixing 271 Firefox bugs in Firefox 150) inflating NVD disclosure volumes 43% above the prior six-month average. The report urges defenders to prioritize remotely exploitable RCE flaws, behavioral detection, developer credential security, and third-party oversight.

Recorded Future · 14d agoThreat actor in the wild1

China's AI-Enabled APT Operations Are Getting Interesting

Bitdefender links seven RAT families, five previously undocumented, to China-nexus espionage actor SilkParasite using AI-assisted malware development against Central Asian governments.

A Bitdefender report attributes seven remote access tool families to a single actor dubbed SilkParasite, with medium confidence a China-nexus group targeting governments in Uzbekistan, Turkmenistan and Kazakhstan. The RATs are written in .NET, C++, Go and JavaScript, use C2 via Google Drive and protocols like HTTP, DNS and TCP, and employ modular plugin architectures with regular rotation of infrastructure, encryption material and persistence artifacts. Evidence of AI-assisted development includes leftover test functions, placeholder encryption keys, and GoginRAT and NomadRAT sharing a high-level architecture despite different languages, suggesting a specification implemented twice with AI. The newsletter also covers the US Operation Economic Outcast sanctioning six MOIS-linked Iranian hackers, including hands-on-keyboard operators who targeted US critical infrastructure.

Risky Business News · 20d agoThreat actor1

Week in review: Records allegedly stolen from Azure tenants, Medusa ransomware hits 500+ orgs

Week in review: Medusa ransomware hit 500+ orgs per CISA, millions of Azure tenant records allegedly stolen, SafePal and French tax authority breaches disclosed.

Help Net Security's weekly roundup covers the FBI, CISA, and HHS joint advisory update reporting Medusa ransomware has breached more than 500 organizations since June 2021, and threat actor TheHatman's claim of millions of employee records stolen from Azure tenants of Fortune 500 firms including McDonald's, Vodafone, Kyndryl, and Tata Consultancy Services, per Hudson Rock. It also covers the SafePal breach affecting 39,798 customers, France's DGFiP breach exposing data on 678,000 individuals, and UT San delaying its fall semester after a cyberattack. Security items include critical unauthenticated GitLab flaw CVE-2026-19478, an actively exploited patched macOS Screen Sharing flaw deploying a cryptominer, US charges against 17 Mabna Institute Iranian hackers over 31TB of stolen academic data, and Google Mandiant's AI agents finding 100+ high-severity vulnerabilities.

Help Net Security · 25d agoData breach in the wildCVE-2026-19478

Risks in IoT Supply Chain

Unit 42 analyzes multilayer IoT supply chain risks across hardware, firmware, and software, citing counterfeit Cisco switches and OpenWrt attacks.

Unit 42 examines weaknesses in the IoT supply chain ecosystem across hardware, firmware, operation, and vulnerability layers, noting that 89% of IT decision-makers reported IoT device growth and IDC forecast 41.6 billion connected IoT devices by 2025. Examples include counterfeit Cisco Catalyst 2960-X switches with possible backdoor access (F-Secure, July 2020), a March 2020 OpenWrt flaw enabling malicious update impersonation, and threat actor interest in TeamViewer remote support software. The report stresses that untracked third-party components and missing device inventories make it hard to assess vulnerability impact across vendors.

Palo Alto Unit 42 · 28d agoResearch