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New Android malware relays bank cards to fraudsters while victims still hold them

Group-IB discovered WindRelay Android malware that streams NFC card data in real time, paired with SpyNote RAT, targeting Czechia, Slovakia, and Slovenia.

Group-IB identified WindRelay, an Android malware that uses NFC to communicate with victims' payment cards and relays the exchange live to attacker-controlled terminals. Fraudsters impersonate bank staff by phone, trick victims into installing a personalized SpyNote RAT, then silently deploy WindRelay to cash out using the victim-entered PIN. Researchers traced 23 samples on VirusTotal from November 2025 to July 2026, four C2 IPs, and campaigns against Czechia, Slovakia, and Slovenia. No affected apps were found on Google Play, and Google Play Protect detects known versions.

Help Net Security · Aug 17, 2026Malware in the wild

Your Shredded Visa Card May Still Work at the Checkout

UMass Amherst researchers demonstrated expired Visa contactless cards can complete real purchases via relay attacks exploiting Visa Kernel 3's unsigned expiry date handling.

University of Massachusetts Amherst researchers presented at USENIX Security 2026 that expired Visa contactless cards can be revived for real purchases through an NFC man-in-the-middle attack on Visa's Kernel 3. The attack alters the expiry date the terminal sees (tag 5F24) while leaving the Track 2 Equivalent Data (tag 57) sent to the issuing bank unchanged, and the card's cryptographic signature does not cover the expiry date. Two Android phones emulating card and terminal relayed transactions within Visa's 500-millisecond limit. Mastercard, American Express, and Discover kernels blocked the attack, while Visa Kernel 3 did not; researchers also modified the Consumer Device Cardholder Verification Method flag at five US banks, and attackers can also exploit Terminal Verification Results zero-filling. Visa was notified in May 2025 and December 2025; no CVE has been assigned.

Security Affairs · 26d agoResearch