30
30
30
30
30
30
WindRelay Malware Pairs With SpyNote RAT in Live-Call Scam
New WindRelay Android NFC-relay malware paired with SpyNote RAT enables real-time card cloning during live scam calls.
Infosecurity Magazine reports on WindRelay, a new Android NFC relay malware that was used together with the SpyNote RAT. The malware let a fraudster relay a victim's contactless card data in real time during a live social-engineering call, enabling the card to be cloned mid-call. The attack combines mobile RAT infection with near-field-communication relaying to defeat contactless payment protections.
58
New Android malware relays bank cards to fraudsters while victims still hold them
Group-IB discovered WindRelay Android malware that streams NFC card data in real time, paired with SpyNote RAT, targeting Czechia, Slovakia, and Slovenia.
Group-IB identified WindRelay, an Android malware that uses NFC to communicate with victims' payment cards and relays the exchange live to attacker-controlled terminals. Fraudsters impersonate bank staff by phone, trick victims into installing a personalized SpyNote RAT, then silently deploy WindRelay to cash out using the victim-entered PIN. Researchers traced 23 samples on VirusTotal from November 2025 to July 2026, four C2 IPs, and campaigns against Czechia, Slovakia, and Slovenia. No affected apps were found on Google Play, and Google Play Protect detects known versions.
65
WindRelay Android Malware Turns Victims' Phones Into NFC Relays for Payment Fraud
Group-IB details WindRelay, a new Android NFC relay malware paired with SpyNote RAT to relay card data live for contactless payment fraud and loans.
Group-IB identified WindRelay, a previously unseen Android near-field-communication relay malware first seen in the wild in late August 2025, deployed alongside the SpyNote RAT in a contactless payment fraud scheme. Victims are lured via personalized phishing, smishing, or vishing into sideloading an app; SpyNote's Accessibility access silently installs WindRelay, whose reader component captures live EMV APDU card data over NFC and relays it via WebSocket C2 to an emulator component at a payment terminal. The scheme enables dual monetization: RAT-driven remote access to take out digital loans and NFC relay for physical card-present cashouts, known as Ghost Tap. Twenty-three WindRelay samples uploaded to VirusTotal between November 2025 and July 2026 impersonate financial institutions in Czechia, Slovakia, and Slovenia, with the technique also spreading to Brazil and Poland.
56
30
30
30
30
30
30
30
Zombie Card Attack Can Revive Expired Visa Cards for Contactless Payments
UMass Amherst researchers demonstrate Zombie Card, an NFC relay attack that revives expired Visa contactless cards for in-store purchases without breaking cryptography.
Researchers at the University of Massachusetts Amherst presented the Zombie Card attack at USENIX Security 2026, showing that Visa's Kernel 3 does not cryptographically bind the Application Expiration Date (tag 5F24) the terminal reads with the Track 2 expiry seen by the issuer. By positioning an NFC man-in-the-middle relay, an attacker can rewrite the terminal-facing expiration date of an expired card and complete contactless purchases, provided the account remains open under the same PAN and the bank does not independently re-check expiry. Testing across five major US banks found three distinct policies; Visa Kernel 3 accepted the modified date, while Mastercard, American Express, and Discover kernels declined modified transactions. Findings were disclosed to Visa and affected banks in May 2025, no CVE has been assigned, and no exploitation has been reported.
58
30
30
30
30
30
30
30
30
35
30
30
30
30
30
30
30
30
30