ZeroHour

Search: “consumer”

16 stories in the last 30d

AI is making fraud harder to spot and identity harder to prove

Experian's 2026 report finds AI-generated scams, deepfakes and synthetic identities spreading across digital channels, pushing businesses toward adaptive identity verification and 'Know Your Agent' checks.

Experian's 2026 US Identity & Fraud Report, based on consumer and business surveys, found 60% of consumers aware of AI-generated image/video scams, 53% of AI phishing, and 47% of deepfake voice impersonation. 80% of US businesses already use machine learning or generative AI in fraud management, while AI chatbot account openings rose from 16% in 2025 to 27%. The report highlights adaptive authentication, behavioral biometrics, and emerging 'Know Your Agent' controls as AI agents begin acting on behalf of customers.

Help Net Security · 28d agoPhishing & fraud

X Money rollout linked to password-reset attacks

X is investigating bulk unsolicited password-reset emails as its X Money payments service expands, with no confirmed breaches or account takeovers yet.

X users began reporting unexpected password-reset emails and codes on September 1, and product engineer Mridul Singhai said attackers appear to believe newly widespread X Money access makes accounts worth targeting. X says it has found no evidence of any breach or successful account takeover, and completing a reset still requires access to the account's email or phone number. X Money offers eligible US users interest-bearing accounts, a Visa debit card, and P2P payments, with Cross River Bank providing banking infrastructure. Malwarebytes warns the reset flood can serve as cover for phishing and urges reset protection, 2FA, and unique passwords.

Malwarebytes Labs · 13d agoPhishing & fraud in the wild

Tech support scams look different now. Here’s what to watch for

Malwarebytes warns tech support scammers now abuse sponsored search results, fake listings, calendar invites, and Apple Pay notifications, and shares red flags for impersonation scams.

Malwarebytes describes how tech support scams have expanded beyond browser locks and fake virus warnings to sponsored search results, hijacked on-site searches, fake platform listings, renewal scams, fake calendar invites, and Apple Pay notifications. Scammers impersonate trusted security companies including Malwarebytes, seeking payment, personal information, or remote access to victims' computers. Malwarebytes notes it does not outsource support, never makes unsolicited calls, and works with the FTC and the Global Anti-Scam Alliance to combat these scams.

Malwarebytes Labs · 14d agoPhishing & fraud1

I Hijacked a Real Artist's Spotify with AI Music. It Was Disturbingly Easynew

A journalist used DistroKid's loophole to publish an Udio-generated song on Lathe of Heaven's verified Spotify page, exposing a widespread AI music royalty scam.

A 404 Media reporter generated a punk song with Udio and, via a $3.75-per-month DistroKid account, released it under the name of Brooklyn punk band Lathe of Heaven without any identity verification by the distributor or streaming platforms. The AI-generated track appeared a day later on the band's Spotify, Apple Music, Tidal, Amazon Music and Deezer pages, with royalties flowing to the uploader. Similar abuse has hit deceased musicians such as Blaze Foley, and Spotify says artist profiles that are not actively managed are especially vulnerable.

404 Media · 32m agoPhishing & fraud in the wild

T-Mobile rewards points expiry texts are a phishing scam

Malwarebytes tracks an SMS phishing campaign, active since May 2026, impersonating T-Mobile rewards expiry with 1,000+ templates and 81 rotating domains to lure victims.

Malwarebytes Labs has monitored a large smishing campaign since early May 2026 that falsely claims recipients' T-Mobile Rewards points are expiring, using invented balances like 18,400 points and imminent deadlines to create urgency. Researchers identified more than 1,000 semantically similar message templates (199 scoring at least 0.95 similarity) that vary only in salutation, headline, expiry date, and point balance. The links resolve to rotating domains such as t-mobile.biktpw[.]top, with at least 81 short-lived domains observed over four months, pushing victims to fake redemption pages where they may enter credentials or payment details. Activity peaked in two large spikes and has since declined, though messages are still circulating.

Malwarebytes Labs · 3h agoPhishing & fraud in the wild

The sexy AI-powered dating app scams are here

Anthropic exposed a network of roughly 28 AI-driven dating apps using autonomous personas and gig workers to defraud paying users.

Anthropic threat intelligence uncovered a fraud network of around 28 dating apps after a prepaid account sent over 100,000 Claude API requests daily, with most chats run by autonomous AI personas and no human agent. Researchers Matthew Gore-Kormanik and Anthropic's Chris Cronbaugh documented apps including Dora, Romi, and Doni, which monetize conversations via coins; gig workers were hired only to pass liveness checks and select pregenerated replies. An operations manual written in Chinese was found inside the Doni app, and Anthropic published findings in its September 2026 AI misuse report.

The Verge · AI · 23h agoPhishing & fraud in the wild

N0va Phishkit Targets US and EU Businesses: A New Challenge for Identity Security

N0va phishkit targets US and EU organizations with trusted-brand lures, capturing tokens via legitimate authentication flows to gain SSO access to corporate resources.

The N0va phishing kit targets organizations in government, technology, consulting, and healthcare across North America and Europe with lures impersonating Microsoft Teams, SharePoint, OneDrive, DocuSign, Google Drive, Dropbox, Zoom, and Adobe Sign. Victims are guided through legitimate authentication flows, including device code phishing, after which N0va captures access and refresh tokens and abuses token-exchange or device-registration mechanisms to establish SSO access. ANY.RUN tracks the campaign via a characteristic /api/verification/init URL pattern and demonstrates detection in its interactive sandbox.

The Hacker News · 1d agoPhishing & fraud in the wild 2 sources3

Phishing Attacks Abuse Trusted Email Infrastructure and URL Cloaking to Evade Security Filters

VBSpam Q3 2026 test shows phishers abusing DKIM-aligned domains, Amazon SES, and multi-stage URL cloaking to defeat email filters.

Virus Bulletin's Q3 2026 VBSpam test (AMTSO-LS1-TP207) found phishing campaigns moving payloads past the email itself via browser-fingerprinting gates, redirect chains, and hidden POST requests. Examples include a Dutch McAfee/TotalAV scareware renewal scam, a German overdue-payment Web3 fraud delivered via Amazon SES from DKIM-aligned moolaah.com, and Romanian BCR PSD2 credential phishing embedding IPv6-mapped URLs resolving to 103.193.179.223. Net at Work NoSpamProxy ranked first with a 99.995 score while open-source Rspamd caught only 62.55% of phishing mail.

GBHackers · 2d agoPhishing & fraud in the wild 2 sources

Attackers Use Passkey Phishing to Hijack Microsoft Cloud Accounts and Exfiltrate Data

Microsoft details two campaigns: million-email CEO impersonation ACH fraud and passkey-themed vishing that hijacks Microsoft cloud accounts for data theft and extortion.

Microsoft disclosed a campaign that sent over one million CEO-impersonation scam emails between August 3-5, 2026, targeting U.S. accounts payable departments with fake ServiceNow subscription invoices to induce ACH transfers, using generative AI to tailor templates. A second campaign detected since May 2026 uses passkey/MFA-themed voice phishing posing as the IT help desk, redirecting victims via SMS to counterfeit Microsoft sign-in pages and adversary-in-the-middle or device-code flows to hijack accounts. Post-compromise activity includes adding attacker-controlled authentication methods, high-volume Microsoft Graph activity, SharePoint and OneDrive downloads, and mailbox collection via REST APIs. Microsoft attributes initial access to Storm-3121 (linked to ShinyHunters and Falcon extortion) and Storm-3032 (UNC6671, a BlackFile splinter operating the Helix extortion brand).

The Hacker News · 4d agoPhishing & fraud in the wild2

Hackers Use AI-Assisted CEO Emails to Trick Finance Teams Into Sending $50,000 Payments.

Microsoft tracked a million-message AI-assisted BEC campaign impersonating executives with fake ServiceNow invoices to steal ~$50,000 ACH payments.

Microsoft detected over one million messages in a BEC campaign running August 3-5, using AI-assisted phishing templates, executive impersonation, and fabricated ServiceNow subscription invoices to trick finance teams into authorizing fraudulent ACH payments of roughly $50,000. The US received 87.7% of volume. Attackers used lookalike domains like service-nowinc[.]com registered just days before delivery, with no compromise of ServiceNow itself. Telltale signs included verbose HTML comments, uniform formatting, and inconsistent forwarded-message headers.

GBHackersupdated · 6d agofirst · 6d agoPhishing & fraud in the wild 2 sources

Protecting organizations from AI-assisted executive impersonation and invoice fraud

Microsoft tracked a campaign of over one million AI-crafted CEO-impersonation emails seeking ~$50,000 ACH payments with fabricated ServiceNow invoices.

Between August 3 and 5, Microsoft detected a campaign of more than one million fraud emails, 87.7% of them targeting US enterprise users, sent through multiple third-party email delivery service accounts. The actor impersonated CEOs, CFOs, and presidents of targeted companies, urging accounts payable staff to process an ACH payment of nearly $50,000. Lures layered executive impersonation, lookalike domains, a fabricated ServiceNow 'Annual Subscription' invoice personalized to the recipient, and forged forwarded email threads; Microsoft found no evidence ServiceNow or the referenced executives were compromised. Microsoft observed indicators consistent with generative AI-assisted template creation, while leftover inconsistencies such as missing forwarding headers and mismatched display names gave defenders detection cues.

Microsoft Security Blog · 6d agoPhishing & fraud1

Detect and disrupt AI-themed attacks with Microsoft Defender

Microsoft Threat Intelligence reports criminal campaigns impersonating ChatGPT, Copilot, Claude, and DeepSeek in phishing, AiTM, and malvertising attacks reaching 100,000 emails daily.

Microsoft Threat Intelligence observed a growing set of campaigns that abuse trust in popular AI brands: a ChatGPT-themed phishing campaign sent up to 100,000 emails in one day to steal payment card data, and a Claude-themed campaign used adversary-in-the-middle techniques to harvest credentials and access tokens. Other campaigns included malvertising for a fake AI Windows plugin delivering the Vidar stealer and fraudulent DeepSeek installers distributed via GitHub. Initial access broker Storm-3075 used AI-themed malvertising to distribute payloads for multiple downstream actors, and Microsoft notes the AI services themselves were not compromised. Microsoft also details Defender protections such as Safe Links, Safe Attachments, and attack disruption against these multi-stage lures.

Microsoft Security Blog · 6d agoPhishing & fraud in the wild1

Copyright scammers get Instagram accounts suspended and demand payment

Scammers file fake Instagram copyright complaints to suspend accounts, then demand ransom via Telegram; Meta restored some affected accounts.

Criminals impersonate rights holders to file fraudulent copyright complaints on Instagram, and repeated claims can trigger temporary account suspensions. They then move victims to Telegram and demand payment, often in cryptocurrency, to withdraw the complaint; one history account owner paid $50 and was targeted again immediately. Meta's automated system does not verify complainants before acting, and the Delhi High Court is examining whether platforms can legally suspend accounts over copyright claims. Meta acknowledged in court that 13 strike notices against one user were fraudulent, and after BBC review it restored affected content and added unspecified protections.

Malwarebytes Labs · 7d agoPhishing & fraud in the wild

More than 100,000 fake stores are out to steal your card details

Researchers uncovered DoppelCart, a network of roughly 119,000 cloned fake shops that harvest card details and one-time bank codes during checkout.

Researchers at German firm Nebty identified 118,787 .shop domains tied to cloned online stores, representing 2.72% of the TLD population examined and described as the largest publicly documented fake-shop network by domain count. The shops mimic more than 44,000 brands, advertise discounts up to 65%, and 96% of confirmed shops reportedly share identical build files using just 27 ecommerce backends. Fraudulent checkout pages send card numbers, CVVs, billing data and bank one-time confirmation codes to attacker-controlled servers in real time over WebSockets, allowing criminals to complete payments while victims are still checking out.

Malwarebytes Labs · 7d agoPhishing & fraud

Loyalty points fraud is funding hacker holidays (Lock and Code S07E18)

Malwarebytes' Lock and Code podcast examines loyalty-points theft, with LexisNexis' Kim Sutherland explaining why stolen airline and hotel points are lucrative for fraudsters.

LexisNexis Risk Solutions' Kim Sutherland says loyalty currency is worth roughly one cent per point, making 100,000 airline points worth about $1,000 in the US. Cited incidents include a Chicago teacher who lost 240,000 airline points, discovered only via a confirmation email, and a man whose miles were used to book rental cars in New York and Memphis. The episode discusses how points theft happens and what companies and consumers can do.

Malwarebytes Labs · 9d agoPhishing & fraud

Fake Apple Support AI Calls Target Stolen-Device Owners for Passcodes and 2FA Codes

SOCRadar details AnonyMousKIT, a phishing-as-a-service platform using AI voice agents posing as Apple Support to steal passcodes and 2FA codes.

SOCRadar's Threat Research Unit documented AnonyMousKIT, a credit-metered phishing-as-a-service platform that strips Activation Lock from stolen Apple devices across email, SMS, WhatsApp, recorded calls and AI voice agents. The 'Alice from Apple Support' personas request the device passcode, Apple ID credentials and a live 2FA code, with lures citing the handset's model identifier and live Find My status. Of 200 recovered AI calls made between August 31, 2025 and May 30, 2026, 179 targeted Brazil, and the calls cost $19.24 total via voice platform Vapi. Exposed log paths revealed 30 kit installations on 42 domains and 6,092 send attempts family-wide between March and July 2026.

The Hacker News · 22d agoPhishing & fraud