Launch HN: Coverage Cat (YC S22) – Umbrella insurance via your personal agent

Coverage Cat, a YC S22 brokerage, launched AI-assisted shopping for home and umbrella insurance.

Coverage Cat, a Y Combinator S22 company, launched as a licensed brokerage for comparing home, umbrella, auto, and renters insurance. The pitch emphasizes price transparency, no sold leads, and AI-guided intake plus an Agent API and MCP discovery files. Shopping is currently offered in California, Florida, New York, Texas, and Washington.