OpenAI rolls out ChatGPT Wallet for agent payments with tokens
Original title: ChatGPT Wallet lets agents pay without seeing your card number
US ChatGPT Pro users 18 or older approve each charge; merchants never receive the real card number.
OpenAI is rolling out ChatGPT Wallet, built with American Express, Mastercard, and Visa, so a user’s agent can pay with a network-issued stand-in card number. The user reviews items, total, and card, then approves with Face ID, a fingerprint, or a similar check. Rewards and eligible dispute protections stay on the real card. Access is limited to ChatGPT Pro subscribers in the US who are 18 or older and hold eligible US-issued cards. OpenAI warns some sites may block or decline agent checkouts.
- Purchases run inside dots, where the user’s dot completes checkout.
- OpenAI published a Commerce Partner Playbook asking sites to recognize Web Bot Auth.
- Fraud partners named include Forter, Riskified, Sardine, and Signifyd.
- Payment providers named include Adyen, Checkout.com, and Stripe.
- Vendors
- OpenAI
- Products
- ChatGPT WalletChatGPT
- Organizations
- American ExpressMastercardVisa
- Countries
- United States
From the original article
1 min read at helpnetsecurity.com
OpenAI began rolling out ChatGPT Wallet, which lets ChatGPT agents pay for purchases with a stand-in card number, so the user’s card details are not shared with the agent or the merchant. OpenAI built it with American Express, Mastercard, and Visa. It runs inside dots, where a user’s dot completes the purchase on their behalf.
By Anamarija Pogorelec · helpnetsecurity.com
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