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OpenAI launches ChatGPT Wallet for US agent checkout

Original title: OpenAI rebuilt AI shopping from scratch with ChatGPT Wallet

The Decoderby Maximilian Schreiner ()2 min read
Part of a story covered by 5 sourcesOpenAI launches ChatGPT Wallet for US Pro agent purchasesMerged summary & timeline
AI summary · x-ai/grok-4.7Summaries by Vani AI

Adult ChatGPT Pro users approve tokenized card payments; Instant Checkout was dropped as too inflexible.

OpenAI launched ChatGPT Wallet so agents can pay for users after scrapping Instant Checkout, which it said was not flexible enough. At launch the feature is US-only through Dots and limited to adults with ChatGPT Pro and an eligible US bank card. Users approve each purchase with Face ID or a fingerprint; American Express, Mastercard, and Visa issue a payment token so the agent and store never see the real card. OpenAI also released a Commerce Partner Playbook for merchants whose sites block agent purchases.

Key facts
  • Users add a card once and see items, total, and card before approving.
  • OpenAI says existing card rewards and usual bank dispute protections still apply.
  • Agents may later buy within set spend limits, categories, and timeframes.
  • The playbook covers firewalls, product data, and Stripe, Adyen, and Riskified.
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From the original article

2 min read at the-decoder.com

OpenAI is taking a second shot at AI-powered shopping with ChatGPT Wallet after scrapping its first approach, Instant Checkout. Users register a card once and confirm each purchase through Face ID or a fingerprint, while actual card details stay hidden behind payment tokens. Rivals such as Anthropic, Meta, and xAI already have their agents making purchases.

The Decoder

By Maximilian Schreiner · the-decoder.com

Read the full article at The Decoder

A short excerpt; the article and its images belong to the publisher. Summary, key facts and assessment above are AI-written from the article and can be wrong.